Effective Date: 02-08-2026
Welcome to Collateral Management. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use our website or services.
1. About Our Services
Collateral Management is a loan assistance and financial consultancy service that helps individuals and businesses connect with banks, NBFCs, and financial institutions for various loan products, including:
- Home Loans
- Business Loans
- Personal Loans
- Loan Against Property (LAP)
We act as a facilitator and advisor. We are not a bank, lender, or financial institution, and we do not directly provide loans.
2. Eligibility
By using our services, you confirm that:
- You are at least 18 years of age.
- You are legally capable of entering into a binding agreement.
- All information and documents provided by you are true, complete, and accurate.
3. Loan Approval
Submitting an enquiry or application through our website does not guarantee loan approval.
Loan approval, interest rates, loan amount, tenure, processing fees, and other terms are determined solely by the respective lending institution based on their eligibility criteria and internal policies.
Collateral Management has no authority over the lender’s approval or rejection decisions.
4. User Responsibilities
You agree to:
- Provide accurate and genuine information.
- Submit authentic documents whenever required.
- Inform us promptly if any information changes.
- Cooperate during the verification process.
Providing false or misleading information may result in rejection of your application and termination of our services.
5. Fees and Charges
Unless specifically communicated in writing, submitting an enquiry through our website is free of charge.
If any service fees, consultancy charges, or processing charges are applicable, they will be clearly communicated before proceeding.
Any charges imposed by banks or financial institutions are separate and payable directly to the respective lender.
6. Third-Party Services
Our website may contain links to third-party websites, lenders, or financial institutions.
We are not responsible for:
- Their content
- Privacy practices
- Services
- Policies
- Decisions
- Availability
Users are encouraged to review the terms and privacy policies of any third-party website they visit.
7. Changes to These Terms
Collateral Management reserves the right to update or modify these Terms & Conditions at any time.
Any revisions will become effective immediately upon publication on this website. Continued use of the website constitutes acceptance of the updated terms.